American Income Life

Life insurance is just a big investment in your future. When choosing a life insurance provider, it is additionally vital to be sure that they are someone you and your household can trust during a difficult time. A life insurance provider you may have heard about is American Income Life Insurance.

American Income Life Insurance is sold differently than many other companies, because they use a multi-level marketing structure. American Income Life Insurance offers many legitimate policy types, but there are also some downsides to keep yourself informed of before you make a purchase. Here's what you need to learn before you subscribe for American Income Life Insurance.

Is American Income Life legitimate?

American Income Life is a Better Business Bureau accredited company, since 1952, and currently posseses an A+ rating. The BBB lists an overall total of 227 closed complaints against the organization previously four years, 90 of which were closed in the last 12 months. The majority of complaints registered are issues with the product or the client's experience with service and advertising/sales issues. Many of the complaints were specifically about issues with obtaining refunds for unwanted policies.

In addition to their consumer feedback, there appears to be always a very sharp divide among current and former employees of the company. This review does not focus on the employment opportunities of American Income Life, but it was an odd trend so it's been added here. Anyone considering doing work for AI Life and interested in learning more about their legitimacy may wish to accomplish their particular research.

What to Know about American Income Life Insurance Company

Founded in 1951, American Income Life Insurance Company is targeted on offering supplemental insurance benefits to working families. Coverage comes in 49 states in the US, and the insurance company also does business in Canada and New Zealand. There are many than 6,700 AIL employees founded on the carrier's LinkedIn network.

AIL has a combined $3 billion in assets along using its subsidiary, National Income Life, situated in New York. Together, the carriers do have more than $46.6 billion of life insurance policies in force. 

Thanks for their impressive financial strength, American Income Life has earned itself a reputation as a reliable insurance company with a strong outlook for the future. AM Best gives American Income Life a standard “A+” rating, indicating the carrier is just a superior choice for insurance customers. High ratings from AM Best assure customers that American Income Life offers guaranteed, reliable coverage.

Established in 1899, AM Best is among the oldest rating companies in the world. Reviews from AM Best indicate an insurance company's financial strength and creditworthiness and are derived from comprehensive evaluations of the company's operating performance, business profile, and annual report. 

What Discounts Does American Income Life Offer?

American Income Life does not make information regarding its specific discounts readily available. However, an unbiased insurance agent can help find these details for you. Independent insurance agents work hard to find you the most affordable coverage that also gets the job done right.

Conclusion

Thanks for reading my article on American Income Life. I really do hope that you've gained perspective from it.